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MidAmerica Nazarene

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Waive Your School's Insurance


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information



Student Eligibility

  • All Undergraduate Students taking 12 or more credit hours
  • All International Students
  • All Accelerated Nursing Students
  • All athletes (Undergraduate and Graduate) in their final year of study, who were granted an additional year of participation due to COVID-19


Are required to purchase this plan unless proof of comparable coverage is furnished:

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Please Note
:  If you waive the insurance you will not be eligible to enroll until the next available open enrollment period unless you experience a Qualifying Life Event.


UNDERGRADUATE, INTERNATIONAL, AND ATHLETE WAIVERINSTRUCTIONS

Waiver Deadlines:

  • Fall Enrollment Deadline (Coverage Dates 8/1/22-12/31/22) : 8/24/22 – Closed
  • Spring/Summer Enrollment Deadline (Coverage Dates 1/1/23-7/31/23) : 1/8/23

To complete the Enrollment or the Waiver process, follow the instructions for #1 at www.mnu.edu/required-items 

 

After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


PLEAE NOTE: Students are required to Waive or Enroll in the School Health Insurance Plan in the Fall and Spring of each academic year regardless of whether they are continuing their coverage or newly eligible for the Student Health Insurance Plan.


Please Note:
  If you waive the insurance, you will not be eligible to enroll until the  Spring/Summer Open Enrollment Period, unless you experience a Qualifying Life Event.

 


ACCELERATED NURSING WAIVER INSTRUCTIONS

Waiver Deadlines:

  •  Fall 1 (Returning Students – Coverage Dates: 8/15/22-12/31/22) –  Deadline: 8/24/22 – Closed
  • Fall 2 (New Students – Coverage Dates: 8/15/22 – 2/28/23)  –  Deadline: 8/24/22 – Closed
  • Spring/Summer 1 (Returning Students – Coverage Dates 1/1/23-8/14/23)  –  Deadline: 1/8/23
  • Spring/Summer 1 (New Students – Coverage Dates: 3/2/23-8/24/23) – Deadline: 3/8/23


FOR STUDENTS STARTING IN AUGUST:

If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the Coverage by your school, after the waiver deadline.

PLEAE NOTE: Students are required to Waive or Enroll in the School Health Insurance Plan in the Fall and Spring of each academic year regardless of whether they are continuing their coverage or newly eligible for the Student Health Insurance Plan.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll until the Spring/Summer Open Enrollment period without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.

FOR STUDENTS WHO STARTED IN MARCH 2022:

If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the Fall Coverage by your school, after the waiver deadline.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2022-2023 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.


After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.

Open Enrollment Periods

Open Enrollment Periods for all Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *August 24, 2022, you will not be eligible to enroll again until the next available open Enrollment Period.

*For new or renewing students in the Spring semester, your open enrollment deadline is January 8, 2023.

*For new Accelerated Nursing students Starting in March, your open enrollment deadline is March 8, 2023.


Qualifying Life Event

Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student will no longer be eligible to enroll in the plan, until the next available open enrollment period.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

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