Waive Your School's Insurance
Welcome to the Gustavus sponsored student health insurance Waiver center!
This page is for those students who wish to opt-out (waive out) of the coverage under their school’s student insurance plan. The Gustavus student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of Gustavus’ student insurance coverage is to verify that you are an eligible student.
- Hard Waiver Student Eligibility
- International Students
- Hard Waiver Student Waiver Instructions
- Open Enrollment Periods
- Qualifying Life Event
Hard Waiver Student Eligibility
- All Full-Time Domestic Undergraduate Students who are registered for 3 or more courses (equivalent to 12 credit hours)
Are automatically enrolled in this insurance plan at registration and the premium for coverage is added to their tuition billing unless proof of comparable coverage is furnished.
Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.
Eligible students who do enroll may also insure their Dependents.
All international students, regardless of credit hours, are required to purchase this insurance plan on a mandatory basis.
Hard Waiver Student Waiver Instructions
Waiver Deadlines:
- Annual Waiver Deadline: 9/19/22 – Closed
- Spring/Summer Waiver Deadline: 2/20/23 (For new incoming students only) – Closed
IMPORTANT – A 7 Digit Student ID is required. Please add a ZERO to the front of your ID if you have a six-digit ID number (ie. 0XXXXXX).
Please Note: Once you have completed the waiver request form, a confirmation will automatically be sent to the email address you provided. The confirmation email will notify you of the status of your waive request, with either an approved or denied status.
Open Enrollment/Waiver Periods for Students: If you are a student in the Fall semester and eligible to enroll/waive coverage and you choose not to enroll/waive for coverage before the Annual Enrollment/Waiver Deadline of *September 19, 2022, you will not be eligible to waive again until the next Fall Semester.
*For new students in the Spring semester, your open enrollment/waiver deadline is February 20, 2023.
Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
- Acquiring a new family member
- Marriage/Civil Union
- Divorce
- Loss or change of Job
- Expiration of Benefits
If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:
- Proof of qualifying life event/proof of involuntary loss of coverage
- Enrollment Form
- Payment
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.
Please CONTACT US for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US
We are always happy to help in any way.
