Utah State University

Our Partner in Good Health

Waive Your School's Insurance


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2018-2019 Waiver Information


Hard Waiver Student Eligibility

I am a Hard waiver student if I am one of the below…

  • I am an international student (F-1 or J-1 Visas)
  • I am part of the WIMU Regional Program in Veterinary medicine
  • I am a Full-time Graduate Assistant working 20 or more hours per week
  • I am a Graduate student receiving a fellowship
  • I am Graduate student receiving a scholarship of $10,000 or more from Utah State University


Hard Waiver students are required to purchase this student insurance plan, unless proof of comparable coverage is provided by submitting a waiver.

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Please Note:  If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Fall Waiver Deadline: 9/14/18 – Closed
  • Spring Waiver Deadline: 1/11/19




After you verify that you are a hard waiver student and have other insurance you will need:

  • Your USU Student ID Number
  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Pending e-mail– Your waiver has been received and in the review process
  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.


Please Note
:  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Voluntary Students

  • Undergraduate students (enrolled in six (6) or more credit hours, attending classes and paying student fees)
  • Graduate students (taking 1 or more credit hours)
  • Study Abroad Students

 
If this is you then you are exempt from the waiver process and you are not required to waive or enroll in your school’s plan.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 18, 2018, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is January 11, 2019.

IMPORTANT INFORMATION FOR Undergraduate STUDENTS: Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline is *September 18, 2018, you or your dependents will not be eligible to enroll again until the start of the next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is January 11, 2019.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage.After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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