Waive Your School's Insurance
Welcome to the Waive Your School’s Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.
2020-2021 Waiver Information
- Hard Waiver Student Eligibility
- Hard Waiver Student Waiver Instructions
- Open Enrollment Periods
- Qualifying Life Event
- All Full-time undergraduate students who are registered for classes
Are considered hard waiver students. Hard waiver students are required to have health insurance to attend Haverford College, both to protect against unexpected high medical costs and provide access to quality care.
Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.
You may waive coverage under this plan if you have health insurance that meets all of the College plan requirements and is approved by the College. You will need to provide information about your coverage in the waiver section.
You must enroll or waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.
Important: If you do not enroll or waive the insurance by the waiver deadline, you will be billed for and automatically enrolled into the College sponsored plan. If you do not enroll for or waive coverage by the designated deadline you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline.)
Please Note: If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.
- Annual Waiver Deadline: 8/1/20
- Spring/Summer Waiver Deadline: 2/1/21 (For new incoming students only)
**please note you will need your student ID number to log in. Your student ID number will be 7 digits without any leading zeros (1111111)
For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancelations.
After you verify that you are a hard waiver student and have other insurance you will need:
- Your current health insurance plan ID card,
- Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.
Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:
- Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
- Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contactus.
Please Note: If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.
Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 1, 2020, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.
*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is February 1, 2021 .
Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
- Acquiring a new family member
- Marriage/Civil Union
- Loss or change of Job
- Expiration of Benefits
If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:
- Proof of qualifying life event/proof of involuntary loss of coverage
- Enrollment Form
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.
Please Contact Us for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.