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St. Olaf College

Our Partner in Good Health

Waive Your School's Insurance


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2020-2021 Waiver Information



Hard Waiver Student  Eligibility

  • All undergraduate students who are registered for 1.5 or more credit hours


Are automatically enrolled in this Insurance Plan at registration, and the premium for coverage will be added to their tuition bill, unless proof of comparable coverage is furnished.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Begin the waiver process by following the instructions below.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • ANNUAL Waiver Deadline: 9/23/20
  • SPRING/SUMMER Waiver Deadline: 2/19/21 (for new incoming students)


You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Please click on the Waive Now button below and follow the directions.



Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.


All waiver decision emails are sent securely from the following companies:  Office 365 & Cisco. (From FirstRiskAdvisors.com)
Please do not delete the email and please check your spam or junk folder.


Open Enrollment Period

If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll/waive yourself, before the Annual Enrollment/Waiver Deadline of *September 23, 2020, you will not be eligible to enroll/waive again until the start of the next Fall Semester.

*For new students in the Spring semester, your open enrollment/waiver deadline is February 19, 2021.


Qualifying Life Event

Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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