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Marywood University

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Waive Your School's Insurance

Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.

The Marywood University Student Health Insurance Plan with United Healthcare Student Resources is a PPO Plan that provides coverage nationwide in all 50 states. 


2022-2023 Waiver Information

Hard Waiver Student Eligibility

  • All full-time undergraduate students taking 12 or more credit hours
  • Graduate students taking 6 or more credit hours
  • All international students regardless of credit hours

Are automatically enrolled in this insurance Plan at registration, and the premium for coverage is added to their tuition bill unless proof of comparable coverage is furnished.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Please note, students enrolled in online programs do not qualify for coverage and do not need to submit a waiver. 

Begin the waiver process below.

Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • ANNUAL Enrollment Deadline: 9/15/22 – Closed
  • SPRING/SUMMER Enrollment Deadline: 2/15/23 (for new incoming students only)
  • SUMMER Enrollment Deadline: 6/1/23 (for new incoming students only)

You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Please click on the Waive Now button below and follow the directions.

*Please note, to be able to log in you will need your Date of Birth and Student ID number. 

*Students will enter their Student ID numbers with one leading zero.  Student ID numbers should not be more than seven (7) digits including the leading zero.  For example, your Student ID number should be listed in a format such as 0123456.

Once you have completed the waiver form, an email will automatically be sent to your campus email address notifying you of the waiver request decision.

If you receive a:

Approval e-mail – Your waiver was approved. You should print this e-mail and save it with your records.

Denial e-mail – Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please Contact Us.

All waiver decision emails are sent securely from the following companies:  Office 365 & Cisco. (From Please do not delete the email and please check your spam or junk folder.


For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Open Enrollment Periods

If you are a student in the Fall semester and eligible to purchase coverage and you choose not to waive the coverage before the Annual Enrollment Deadline of *September 15, 2022, you will not be eligible to waive again until the start of the next Fall Semester unless you experience a “Qualifying Life Event” during the year.

*For new students in the Spring semester, your open enrollment/waiver deadline is February 15, 2023.

*For new students in the Summer semester, your open enrollment/waiver deadline is June 1, 2023.

Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.

If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

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