Waive Your School's Insurance
Welcome to the Waive Your School’s Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.
- Hard Waiver Student Eligibility
- International Students
- Hard Waiver Student Waiver Instructions
- Open Enrollment Periods
- Qualifying Life Event
Hard Waiver Student Eligibility
- All St. Augustine Campus Domestic Undergraduate Students taking 12 or more credit hours
Are automatically enrolled into this insurance plan at registration unless proof of comparable coverage is furnished through our waiver process.
Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.
You must enroll or waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.
Important: If you do not enroll or waive the insurance by the waiver deadline, you will be billed for and automatically enrolled into the College sponsored plan. If you do not enroll for or waive coverage by the designated deadline you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline.)
Please Note: If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.
NOTE: All Part-time students and one semester international exchange students, are NOT eligible and cannot enroll in this plan.
Begin the waiver process by following the instructions below.
All St. Augustine Campus International students, regardless of credit hours, are required to purchase this insurance plan on a mandatory basis.
NOTE: All Part-time students and one semester international exchange students, are NOT eligible and cannot enroll in this plan.
Hard Waiver Student Waiver Instructions
Waiver Deadlines:
- Annual Deadline Date – 9/15/22 – Closed
- Spring/Summer Deadline Date – 2/9/23 (For new incoming students only)
All waiver decision emails are sent securely from the following companies: Office 365 & Cisco. (From FirstRiskAdvisors.com) Please do not delete the email and please check your spam or junk folder.
For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancelations.
After you verify that you are a hard waiver student and have other insurance you will need:
- Your current health insurance plan ID card,
- Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.
Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:
- Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
- Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.
Please Note: If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.
Open Enrollment/Waiver Periods
If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll/waive coverage before the Annual Enrollment/Waiver Deadline of *September 15, 2022, you will not be eligible to enroll/waive again until the start of the next Fall semester.
*For new students and their dependents in the Spring semester, your open enrollment deadline is February 9, 2023.
Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
- Acquiring a new family member
- Marriage/Civil Union
- Divorce
- Loss or change of Job
- Expiration of Benefits
If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:
- Proof of qualifying life event/proof of involuntary loss of coverage
- Enrollment Form
- Payment
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.
Please Contact Us for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.
