Asset 1
Asset 1
UnitedHealthcare Closely Monitoring Novel Coronavirus (2019-nCoV):
As with any public health issue, UnitedHealthcare will work with and follow all guidance and protocols issued by the U.S. Centers for Disease Control and Prevention (CDC), state and local public health departments regarding Novel Coronavirus/2019-nCoV. Please review the UnitedHealthcare Coronavirus Information for any questions you may have.

Delaware State University

Our Partner in Good Health

Waive Your School's Insurance


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2020-2021 Waiver Information



Hard Waiver Student Eligibility

All Domestic Undergraduate Students taking 12 or more credit hours are automatically enrolled in this insurance plan at registration, unless proof of comparable coverage is furnished.

Begin the waiver process by following the instructions below.


International Students

All international students, regardless of credit hours, are required to purchase this insurance plan on a mandatory basis.


Hard Waiver Student Waiver Instructions

Students are required to Enroll or Waive for EACH SEMESTER. If a student waived or enrolled in the Fall, the student must waive or enroll again for the Spring Semester.

If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline. Once you are enrolled in the plan, there are no cancellations or refunds.

Waiver Deadlines:

  • Annual Deadline Date –9/13/20 – Closed
  • Spring/Summer Deadline Date –2/8/21 

You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Please click on the Waive Now button below and follow the directions.


Once you have completed the waiver form, an email will automatically be sent to your campus email address notifying you of the waiver request decision.

If you receive a:

Pending e-mail – Your waiver is pending. Once verification of coverage has been completed, you will be notified to your school e-mail, if your waiver has been approved or denied

Approval e-mail – Your waiver was approved. You should print this e-mail and save it with your records.

Denial e-mail – Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please Contact Us.

All waiver decision emails are sent securely from the following companies:  Office 365 & Cisco. (From FirstRiskAdvisors.com) Please do not delete the email and please check your spam or junk folder.


Open Enrollment/Waiver Periods

Open Enrollment/Waiver Periods for Students: If you are a student in the Fall semester and eligible to enroll/waive coverage and you choose not to enroll/waive for coverage before the Fall Enrollment/Waiver Deadline of *September 13, 2020, you will not be eligible to waive again until the Spring Semester.

*For eligible students in the Spring semester, your open enrollment/waiver deadline is February 8, 2021.


Qualifying Life Event

Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy