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University of Richmond

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Enroll Now - Health Insurance


Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.

We suggest you review the certificate for your rates, effective dates, and optional coverages before starting the enrollment process. The plan’s benefits can be found in the certificate within the Schedule of Benefits section with the exclusions towards the back.


2022-2023 Enrollment Information


View your school’s CERTIFICATE


International Students

International Students:  All international students on a non-immigrant visas at the University of Richmond, regardless of credit hours taken are automatically enrolled in this insurance by the University of Richmond Office of International Education.  Please see Health Insurance for International Students for more information.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased.

If you have any questions, please send an email to U.Richmond@rcmd.com.


Student Eligibility

  • Degree seeking undergraduate students who are registered for and taking 3.5 or more units
  • Degree seeking graduate students who are registered for and taking 9 or more credit hours

 

Students enrolled in our School of Professional and Continuing Studies (SPCS) and MBA programs are ineligible for the SHIP. 

 

Are automatically enrolled in this insurance plan at registration, unless proof of comparable coverage is furnished. You can also enroll yourself now by clicking “Enroll Now” below to avoid receiving future reminders and begin using your plan.

 

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.


Student Enrollment Instructions

Enrollment Deadlines

  • Annual Enrollment Deadline: September 10, 2022 – Closed
  • Spring/Summer Enrollment Deadline: February 15, 2023



Enrollment pending final approval from Virginia Bureau of Insurance

If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline.

If you have previously waived out of the insurance but have since lost coverage due to a Qualifying Life Event please contact: Riggs, Counselman, Michaels & Downes, Inc. (800) 346-4075.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2022-2023 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.


Dependents Enrollment Instructions

Insured Students may also enroll their eligible dependents. Please see instructions below:

  • Annual Enrollment Deadline: September 10, 2022 – Closed
  • Spring/Summer Enrollment Deadline: February 15, 2023


Enroll by Mail


To enroll by mail-download an enrollment form and submit by mail using a check or money order. The mailing address is listed on the back of the Enrollment Forms.

The effective date of your dependent’s coverage will be start date of the coverage period you enrolled in.

If you did not enroll your dependent during the annual open enrollment period but your dependent has since lost coverage due to a Qualifying Life Event please contact: Riggs, Counselman, Michaels & Downes, Inc. at (800) 346-4075


 

Open Enrollment Periods

If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 10, 2022, you, and your dependents will not be eligible to enroll again until the next Fall Semester unless you experience a “Qualifying Life Event” during the year.

 

*For new students and their eligible dependents in the Spring semester, your open enrollment deadline is February 15, 2023.


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact RCM&D, Inc. (800) 346-4075 for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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