University of the Sciences

Our Partner in Good Health

Enroll Now - Hard Waiver Students


Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.

We suggest you review the certificate for your rates, effective dates and optional coverages before starting the enrollment process. The plan’s benefits can be found in the certificate within the Schedule of Benefits section with the exclusions towards the back.


2019-2020 Enrollment Information


View your school’s CERTIFICATE

Hard Waiver Student Eligibility

  • Undergraduate students registered for 6 or more credits
  • Graduate Students registered for 5 or more credit hours
  • All International F1 Visa Students are automatically enrolled in this plan.


Are required to purchase the University sponsored plan unless proof of comparable coverage is provided.


Begin the enrollment process by following the instructions below.


Hard Waiver Student Enrollment Instructions

Enrollment Deadlines:

  • Fall Enrollment Deadline: 9/6/19
  • Spring/Summer Enrollment Deadline:1/24/20 (New Incoming Students Only)
  • Summer Enrollment Deadline: 6/30/20 (New Incoming Students Only)



The school-sponsored health insurance plan is through UnitedHealthcare.  Please view the certificate for specific information on the coverage.

If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline.

The cost of the insurance will be billed to your student tuition account in full.

If you have previously waived out of the insurance but have since lost coverage due to a Qualifying Life Event please contact us.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2019-2020 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.


Dependent Enrollment Instructions

Eligible students who do enroll may also insure their dependents. Eligible dependents are the student’s spouse and unmarried dependent children under 26 years of age.  Please see the Enrollment Instructions below.

Deadlines:

  • Fall Enrollment Deadline: 9/6/19 
  • Spring/Summer Enrollment Deadline:1/24/20 (Dependents of new Incoming students only)
  • Summer Enrollment Deadline: 6/30/20 (Dependents of new Incoming students only)


Enroll by Mail


To enroll by mail-download an enrollment form and submit by mail using a check or money order. The mailing address is listed on the back of the Enrollment Forms.

The effective date of your dependent’s coverage will be start date of the coverage period you enrolled in

If you did not enroll your dependent during the annual open enrollment period but your dependent has since lost coverage due to a Qualifying Life Event please contact us.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 6, 2019, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is January 24, 2020.

*For new dependents or new or renewing students in the Summer semester, your open enrollment deadline is June 30, 2020.


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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