St. John's College

Our Partner in Good Health

Enroll Now - Hard Waiver Students


Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.

We suggest you review the brochure for your rates, effective dates and optional coverages before starting the enrollment process. The plan’s benefits can be found in the brochure within the Schedule of Benefits section with the exclusions towards the back.


2019-2020 Enrollment Information


View your school’s CERTIFICATE


Hard Waiver Student Eligibility

  • All Registered domestic graduate student taking 9 or more credit hours attending St. John’s College in Annapolis, MD
  • Domestic Undergraduate student(taking 3 or more credit hours attending St. John’s College in Annapolis, MD

Are automatically enrolled in this insurance plan unless proof of comparable coverage is furnished.

Begin the enrollment process by following the instructions below.


International Students

  • International Students


Are automatically enrolled in the insurance plan at registration.


Hard Waiver Student Enrollment Instructions

Enrollment Deadlines:

  • Annual Enrollment Deadline: 8/15/19
  • Spring/Summer Enrollment Deadline: 1/8/20
  • Summer Enrollment Deadline: 7/31/20



If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline.

If you have previously waived out of the insurance but have since lost coverage due to a Qualifying Life Event please contact: Riggs, Counselman, Michaels & Downes, Inc. (800) 346-4075

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2019-2020 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.


Dependent Enrollment Instructions

Eligible students who do enroll may also insure their dependents.
Please see the Enrollment Instructions below.

Deadlines:

  • Annual Enrollment Deadline: 8/15/19
  • Spring/Summer Enrollment Deadline: 1/8/20
  • Summer Enrollment Deadline: 7/31/20

 

Enroll by Mail


To enroll by mail-download an enrollment form and submit by mail using a check or money order. The mailing address is listed on the back of the Enrollment Forms.

The effective date of your dependent’s coverage will be start date of the coverage period you enrolled in

If you did not enroll your dependent during the annual open enrollment period but your dependent has since lost coverage due to a Qualifying Life Event please contact: Riggs, Counselman, Michaels & Downes, Inc. (800) 346-4075


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 15, 2019, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is January 8, 2020.

*For new dependents or new or renewing students in the Summer semester, your open enrollment deadline is July 31, 2020.


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please contact: Riggs, Counselman, Michaels & Downes, Inc. (800) 346-4075 for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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