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Misericordia University

Our Partner in Good Health

Enroll Now - Health Insurance

Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.

We suggest you review the certificate for your rates, effective dates and optional coverages before starting the enrollment process. The plan’s benefits can be found in the certificate within the Schedule of Benefits section with the exclusions towards the back.


 

 


2022 – 2023 Enrollment Information


View your school’s CERTIFICATE


Hard Waiver Student Eligibility

  • All Domestic Full-time Undergraduate students taking 12 or more credit hours (at least 9 credit hours for a student with a documented disability receiving services through the Office for Students with Disabilities)
  • All International Students taking 12 or more credit hours
  • All full-time students in the Pittsburgh Nursing Program taking 11 or more credit hours


Are required to purchase this insurance plan, unless proof of comparable coverage is furnished by the waiver deadline.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Begin the enrollment process by following the instructions below.


Hard Waiver Student Enrollment Instructions

Enrollment Deadlines:

  • Annual Deadline Date: 9/14/22 – Closed
  • Spring/Summer Deadline Date: 1/27/23 (new incoming students only) – Closed
  • Summer Deadline: 5/31/23 (Summer is for new incoming Pittsburgh Nursing Students Only)


Please click on the Enroll Now button below and follow the directions.


If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline.

If you have previously waived out of the insurance but have since lost coverage due to a Qualifying Life Event please contact us.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2022-2023 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.

Once you have completed the enrollment, an email will automatically be sent to the email address you provided notifying you of the enrollment. You can then go to www.firststudent.com, click on My Account and Click on Create your My Account. You will need to create the My Account, to download your ID card.


Dependent Enrollment Instructions

Eligible students who do enroll may also insure their dependents. Eligible dependents are the student’s spouse and dependent children under 26 years of age.  Please see the Enrollment Instructions below.

Deadlines:

  • Annual Deadline Date: 9/14/22 – Closed
  • Spring/Summer Deadline Date: 1/27/23 (new incoming students only) – Closed
  • Summer Deadline: 5/31/23 (Summer is for new incoming Pittsburgh Nursing Students Only)


Enroll by Mail: 

Download an enrollment form and submit by mail, with a check or money order. The mailing address is listed on the back of the Enrollment Form.


To enroll by mail-download an enrollment form and submit by mail using a check or money order. The mailing address is listed on the back of the Enrollment Forms.

The effective date of your dependent’s coverage will be start date of the coverage period you enrolled in

If you did not enroll your dependent during the annual open enrollment period but your dependent has since lost coverage due to a Qualifying Life Event please contact us.


Open Enrollment Periods

If you are eligible to purchase coverage in the fall and you choose not to enroll in coverage before the Annual Enrollment Deadline of *September 14, 2022, you, and your dependents, will not be eligible to enroll again until the start of the next Fall semester unless you experience a “Qualifying Life Event” during the year.

*For new students in the Spring/Summer semester, your open enrollment deadline is January 27, 2023.

*For new incoming Pittsburgh Nursing students in the Summer semester, your open enrollment deadline is May 31, 2023. (must be a new incoming Pittsburgh Nursing student to be eligible to enroll)


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.



If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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