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Waive Your School’s Insurance – Saint Augustine’s University


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information



Hard Waiver Student Eligibility

  • All undergraduate students taking 9 or more credit hours

Are automatically enrolled in this insurance Plan at registration, unless proof of comparable coverage is furnished.


Please Note
:  If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.


International Students

All registered International students are required to purchase this insurance plan at registration and the premium for coverage is added to their tuition billing.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Spring/Summer Waiver Deadline:  2/15/23

COMING SOON FOR SPRING/SUMMER 22/23!


After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.

Please Note:  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Spring semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *February 15, 2023, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is February 15, 2023.


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits


If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment


All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

Waive Your School’s Insurance – Dominican University of California


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information



Hard Waiver Student Eligibility

  • All full-time undergraduate students taking 12 or more units
  • All full-time graduate students taking 8 or more units
  • All degree seeking international students


Are automatically enrolled in this insurance Plan at registration, unless proof of comparable coverage is furnished. Hard waiver students are required to have health insurance to attend the Dominican University of California.

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Fall Waiver Deadline: 9/1/22 – Closed
  • Spring/Summer Waiver Deadline: 2/1/23


If you recently registered for classes or your enrollment status changed, your information may not have been updated in the database at this time. If you have just registered for more credits, please try to access the waiver site in a few days.

** Please note, to be able to log in you will need your DOB and Student ID number.  Your ID number needs to follow the below format:

    • 9 digits (you will need to add leading 0’s if your student ID number does not already contain them to make your student ID number 9 characters)
    • Ex: 001234567 or 000123456 or 000012345
    • No spaces or dashes

 

After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact


Please Note:
  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *September 1, 2022, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is February 1, 2023.


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

Waive Your School’s Insurance – Olin College of Engineering


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information


Hard Waiver Student Eligibility

  • All full time Undergraduate students
  • All full time Graduate students
  • All International students

are automatically enrolled in this insurance Plan, unless proof of comparable coverage is furnished.


Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Begin the waiver process by following the instructions below.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 7/15/22 – Closed
  • Spring/Summer Waiver Deadline: 1/13/23 


For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Open Enrollment Periods

Open Enrollment Periods for all Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *July 15, 2022, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new, incoming students in the Spring semester, your open enrollment deadline is January 13, 2023.

 


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


For waiver, enrollment, eligibility, general benefit questions or plan issues please contact University Health Plans at 833-251-1129 or info@univhealthplans.com.

We are always happy to help in any way.

Privacy Policy


 

Waive Your School’s Insurance – Saint Mary’s College of California


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information


International Undergraduates

You are required to purchase this plan on a mandatory basis and do not have the option to waive.  You will be enrolled in the plan at registration.  No Further action is needed.


Hard Waiver Student Eligibility

  • All Full -Time Domestic Undergraduate Students (Including those on a Disability exception)
  • All Registered International Graduate Students

Are required to purchase this plan unless proof of comparable coverage is furnished. Hard waiver students are required to have health insurance to attend Saint Mary’s College of California

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Please Note:  If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.


Hard Waiver Student Waiver Instructions

Enrollment Deadlines:

International Graduates and Domestic Undergraduates

  • Annual Deadline:  9/6/22 – Closed
  • Spring/Summer Deadline: 2/1/23 (new incoming students only)


International Graduates in the School of Business:

  • Students starting in July: 8/12/22
  • Students Starting in October: 10/31/22
  • Students Stating in January: 2/1/23
  • Students starting in April: 4/21/22


 

After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact customerservice@firstriskadvisors.com

 
Please Note:  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 6, 2022, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

 


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage. After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

 

Please contact customerservice@firstriskadvisors.com for cost and enrollment information as a Qualifying Life Event.


We are always happy to help in any way.

Privacy Policy


 

Waive Your School’s Insurance – The New School


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information


Hard Waiver Student Eligibility

  • All graduate and undergraduate degree (including online-only and non-matriculating), visiting, mobility (study abroad), maintenance-of-status, Lang and Parsons consortium, ESL + Certificate program, and graduate credit certificate students are automatically charged for the health insurance plan upon registration, and will be enrolled in the plan if a waiver providing proof of comparable coverage is not submitted by the waiver deadline.


Eligible Dependents of enrolled students may participate in the plan on a voluntary basis.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Begin the waiver process by following the instructions below.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 9/12/22 – Closed
  • Spring/Summer Waiver Deadline: 2/13/23 (new incoming students only)


For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Open Enrollment Periods

Open Enrollment Periods for all Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 12, 2022, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new, incoming students in the Spring semester, your open enrollment deadline is February 13, 2023.

 


Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


For waiver, enrollment, eligibility, general benefit questions or plan issues please contact University Health Plans at 833-251-1129 or info@univhealthplans.com.

We are always happy to help in any way.

Privacy Policy


 

Waive Your School’s Insurance – St. Bonaventure University


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


 


2022-2023 Waiver Information



Hard Waiver Student Eligibility

  • All full-time registered undergraduate and international students
  • All full-time registered graduate students


Are automatically enrolled in this insurance Plan at registration and the premium for coverage is added to their tuition billing unless proof of comparable coverage is furnished.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.

Begin the waiver process by following the instructions below.


Hard Waiver Student Waiver Instructions

Waiver Deadlines:

  • Annual Deadline Date –9/30/22 – Closed
  • Spring/Summer Deadline Date –2/15/23


Please Note:  If you waive the insurance, you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.

Please click on the Waive Now button below and follow the directions.



For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Open Enrollment Periods

If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll/waive coverage before the Annual Enrollment/Waiver Deadline of *September 30, 2022, you, and your dependents, will not be eligible to enroll/waive again until the start of the next Fall semester.

*For new students and their dependents in the Spring semester, your open enrollment deadline is February 15, 2023.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage. After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

 

Waive Your School’s Insurance – Hendrix College


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information



Student Eligibility

  • All Undergraduate students enrolled in 9 or more credits
  • All International students regardless of credit hours


Are considered hard waiver students. Hard waiver students are required to have health insurance to attend Hendrix College, both to protect against unexpected high medical costs and provide access to quality care.

All enrollment or waiver selections must be completed by the deadline.

The College reserves the right to audit all waivers in order to ensure compliance with the College insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.

Please Note: If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event


Student Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 8/1/22 – Closed
  • Spring/Summer Waiver Deadline: 1/15/23 (New Incoming Students Only)

 

For more detailed coverage information, please contact Chris Simon at simon@hendrix.edu.

 

You must enroll or waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.

You may waive coverage under this plan if you have health insurance that meets all of the College plan requirements and is approved by the College. You will need to provide information about your coverage in the waiver section.

Important: If you waive coverage by providing your health insurance information prior to the waiver deadline, the charge for Student Health Insurance will be refunded to your student account. If you do not enroll or waive the insurance by the waiver deadline you will be billed for and automatically enrolled into the College sponsored plan. If you do not enroll for or waive coverage by the designated deadline you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline.)

After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Please Note:
  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event


Open Enrollment Periods

Open Enrollment Periods for all students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 15, 2022, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new or renewing students in the Spring semester, your open enrollment deadline is January 15, 2023.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage. After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

Waive Your School’s Insurance – Warner University


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information


Hard Waiver Student Eligibility

  • All undergraduate students enrolled in 12 or more credit hours
  • All international students


Are automatically enrolled in this insurance plan, unless proof of comparable coverage is furnished during the open enrollment/waiver period.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes.


Hard Waiver Student Instructions

Students are required to Enroll or Waive for EACH SEMESTER. If a student waived or enrolled in the Fall, the student must waive or enroll again for the Spring Semester.

Waiver Deadlines:

  • Fall Deadline Date – 9/15/22 – Closed
  • Spring/Summer Deadline Date – 1/31/23



If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline. Once you are enrolled in the plan, there are no cancellations or refunds.

Once you have completed the waiver form, an email will automatically be sent to your campus email address notifying you of the waiver request decision.

If you receive a:

Pending e-mail – Your waiver is pending. Once verification of coverage has been completed, you will be notified to your school e-mail, if your waiver has been approved or denied

Approval e-mail – Your waiver was approved. You should print this e-mail and save it with your records.

Denial e-mail – Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.

All waiver decision emails are sent securely from the following companies:  Office 365 & Cisco. (From FirstRiskAdvisors.com) Please do not delete the email and please check your spam or junk folder.


Open Enrollment Periods

If you are eligible to purchase coverage in the fall and you choose not to enroll in coverage before the Fall Enrollment Deadline of *September 15, 2022, you, and your dependents, will not be eligible to enroll again until the start of the next open enrollment period.

*For students in the Spring semester, your open enrollment deadline is January 31, 2023.


Qualifying Life Event

Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

Waive Your School’s Insurance – Southwestern University


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2021-2022 Waiver Information



Student Eligibility

All Students attending Southwestern University are required to purchase this plan unless proof of comparable coverage is furnished.

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Please Note:  If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.


Student Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 7/21/21


Coming Soon!

For those students who do not submit an approved waiver form before the deadlines, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancelations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact Riggs, Counselman, Michaels & Downes, Inc.
    (800) 346-4075


Please Note:
 
If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *July 21, 2021, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage.After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please contact Riggs, Counselman, Michaels & Downes, Inc.
(800) 346-4075 
 for cost and enrollment information as a Qualifying Life Event.


 

If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

Privacy Policy

Waive Your School’s Insurance – Hanover College


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2022-2023 Waiver Information



Student Eligibility

All full-time graduate students who are registered for Doctorate of Physical Therapy program are required to purchase this plan unless proof of comparable coverage is furnished.

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Injury and Sickness Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Please Note:  If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.


Student Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 8/15/22 – Closed



After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions). There might be a few questions about your current plan.


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please contact us.


Please Note:  If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.


Open Enrollment Periods

Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 15, 2022, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc). The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverageAfter 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call
800-505-4160 or CONTACT US

We are always happy to help in any way.

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