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Graduate Students – University of Maryland

Welcome to the Graduate Student Enrollment! Here you will find all the necessary tools to enroll in your school sponsored policy.

We suggest you review the brochure for your rates, effective dates, and optional coverages before starting the enrollment process.

2021-2022 School Year
More Details Coming Soon!

Graduate and/or Voluntary Students Eligibility

All Domestic Graduate and International Graduate students enrolled in at least 1 credit hour and Visiting/Research Scholars are eligible to enroll in this insurance Plan on a voluntary basis.

All Shady Grove and MEI students enrolled in 6 or more credit hours are eligible to enroll in this insurance Plan on a voluntary basis.

Students taking at least 1 credit hour during Summer Session 1 are eligible to enroll in the Summer Coverage Period on a voluntary basis.

Eligible students who do enroll may also insure their Dependents.

Enrollment Deadlines:

  • Annual Enrollment Deadline: 9/15/21
  • Spring/Summer Enrollment Deadline: 2/15/22
  • Summer Enrollment: 6/30/22 (Enrollment is voluntary. Must be enrolled in Summer Session 1 and taking 1 or more credits to be eligible.)

You can enroll yourself and your dependents online:

Available Soon!

NOTE:  you will enroll your dependents at the same time as yourself.


Already have insurance?

Only Graduate students at the College Park campus must complete the Insurance Reporting form.

External Health Insurance Reporting

Health insurance is important for maintaining physical and mental well-being while in graduate school. Unexpected healthcare expenses can be disruptive to students’ academic progress. Beginning with the Fall 2021 semester, all students enrolled full-time in a master’s or doctoral program at the College Park campus must have health insurance coverage.  Full-time students are those who are enrolled for at least 48 units for the semester or 36 units for a 12-week term.


Part-time students, non-degree-seeking students, and students enrolled in certificate programs, exclusively on-line programs, and/or programs at the Shady Grove campus are encouraged but not required to have health insurance, unless required by immigration status.


To assist graduate students with this requirement, First Risk Advisors has been selected to administer the Student Health Insurance Plan (SHIP) underwritten by United Healthcare Student Resources. Graduate students with comparable coverage may report their external health insurance coverage to the University using the link below.


Please have your UMD student ID number (9-digits beginning with 1) and copy of your health insurance ID available.

Click Here to Report your External Health Insurance Information

Qualifying Life Event

Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event.

Please Contact Us for cost and enrollment information as a Qualifying Life Event.

If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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