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About the insurance waiver – Thomas Jefferson University


2022 – 2023 Waiver Information

All matriculated students are required to have health insurance. You may be exempt from this requirement if you are enrolled in a certificate program without a clinical component, or if you are enrolled in an online-only program.

Students required to have health insurance must complete the enrollment/waiver process for each academic year.*  If you have health insurance through another provider, it must meet the minimum requirements to qualify for a waiver (see below).

If you do not submit a waiver as proof of coverage before the waiver is due, you will be automatically enrolled in and charged for the University-sponsored student health insurance plan.

Once enrolled, the plan will be in effect for the entire academic year. There are no cancellations, and students are responsible for the associated cost.

* Dates may vary by academic program.

Insurance requirements:

Students may waive the Jefferson-provided health insurance if they are enrolled in one of the following:

  • An employer-based plan through a parent, spouse, partner, or own employment
  • An individual plan purchased through a government exchange or directly through a carrier at the Gold equivalent or Platinum equivalent level of coverage. Gold equivalent level plans will provide minimum coverage of 80% of costs, while Platinum equivalent plans will provide minimum coverage of 90% of costs.
  • A plan provided via Medicaid or Veterans Affairs.

See full policy on the Jefferson site

Waiver Deadlines :

Note: Students are only required to waive the insurance once per academic year. Spring/Summer deadlines are only applicable for newly matriculating students.

Students who failed to waive by their Fall deadline will not be eligible to waive during the Spring/Summer enrollment period.

Fall Dates:

  • Annual Enrollment Deadline: 9/16/22 – Closed

SKMC and East Falls/NJ Physician Assistant Program Dates:

  • Annual Enrollment Deadline: 08/15/22 – Closed

Spring Dates (only for new incoming students): 2/10/23

Summer dates (only for new incoming students): 6/12/23

Waive the Jefferson-Provided Insurance:

In order to complete the waiver, you will need the following:

  • Your Jefferson campus key (the one with 3 letters and 3 numbers)
  • Your current health insurance plan ID card

It is possible for your waiver to be denied.

Check your email after submitting your form to confirm that your waiver has been approved.

If your waiver is not approved prior to the waiver deadline, you will be automatically enrolled in the Jefferson-provided insurance.

If you believe your waiver was denied in error, please contact the student health representative for your academic program.

All waiver decision emails are sent securely from the following companies:  Office 365 & Cisco. (From Please do not delete the email and please check your spam or junk folder.

Prior to beginning the waiver process please check to make sure that your insurance meets the MINIMUM REQUIREMENTS.

The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to retain a copy of your insurance policy as you may be asked to provide this documentation.

PLEASE NOTE: If you do not currently have access to the system, it is being worked on.  Once you have access you will receive notification from

Qualifying Life Event:

Students who waived the insurance during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.

Qualifying Life Events include:

  • Acquiring a new family member
  • Marriage/Civil Union
  • Divorce
  • Loss or change of Job
  • Expiration of Benefits

If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:

  • Proof of qualifying life event/proof of involuntary loss of coverage
  • Enrollment Form
  • Payment

All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan until Fall of the following school year.

Students can contact us or at  for prorated cost and enrollment information.

If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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