Parents

Learn about your student’s health plan

Why Student Health Insurance

The advantages of student health insurance plans make them an affordable, quality alternative to more expensive, traditional plans. Here’s why:
According to a recent survey,* employees are paying over $100 more per month for health care than they did three years ago. And 40% of companies surveyed have increased employee contributions for dependent coverage, with nearly 20% more saying they plan another increase in the following year

Employers may charge additional amounts for dependents if you keep your student on the employer plan. And exchange plans are based on broader, more diverse groups with a higher risk factor. Student plans may be 60-70% lower in cost!*

  • Because students typically are a healthier group, student plans benefit from lower deductibles and out-of-pocket expenses.
  • The benefits offered under the student health plan are coordinated with the school’s Student Health Center benefits. This avoids duplication of coverage, and cost.
  • Student health plans have regional and national networks to ensure access to care whether your student is at home or away at school.
  • Student health plans are compliant with the Affordable Care Act (ACA) and qualify for the federally mandated coverage requirement.

*Comparison data from 2013 Employer Health Benefits Survey, Kaiser Family Foundation

To review the student health insurance available at your student’s school, use the Select School drop-down box below. Should you decide to enroll your student, our easy online enrollment takes only minutes to complete!

Alternative To Student Health Insurance

Your student’s health plan options have broadened with the implementation of healthcare reform (ACA). It’s important to review all of your options, and decide which is best for you and your student.  Here are some alternatives to choosing a student health plan.