Waive Your School's Insurance

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Welcome to the Waive Your School's Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan, and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
Submitting a waiver, is as easy as 123! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.

2013 - 2014 School Year

Please note: If you do not enroll for the year in the fall semester, you will not be able to enroll later during the 2013-2014 school year without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible.

All University of the Sciences in Philadelphia undergraduate students taking 6 or more credit hours and graduate students taking 5 or more credit hours are required to purchase this insurance plan, unless proof of comparable coverage is furnished. All international F-1 Visa students are required to purchase this plan. F-1 Visa students are automatically enrolled in this insurance plan at registration and the premium for coverage is added to their tuition billing.

If this is you then, you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend the University of the Sciences, both to protect against unexpected high medical costs and provide access to quality care.
You must enroll or waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.

You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Important: If you do not enroll or waive the insurance by the waiver deadline, you will be billed for and automatically enrolled into the University sponsored plan. If you do not enroll for or waive coverage by the designated deadline, you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline)
  • All enrollment or waiver selections must be completed by the deadline. 
  • The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.
  • Fall Waiver Deadline:  9/6/13
  • Spring Waiver Deadline:  1/24/14
  • Summer Waiver Deadline: (Summer is voluntary and you will not be automatically enrolled)
PLEASE NOTE: Once you have completed the waiver form, an email will automatically be sent to the email address you provided, notifying you of the waiver request decision. If you receive a:
  • Pending e-mail – Your waiver is pending until we can verify that your coverage is equivalent to the University-sponsored plan. You may be asked to submit a copy of your insurance member ID and summary of benefits. Please wait to be notified by the Insurance Coordinator.
  • Approval e-mail – your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail – your waiver was denied. If you would like us to look this over or if you answered a question incorrectly,

 please CONTACT US .




If you have any questions about the waiver process, please call 800-505-4160 or 
 We are always happy to help in anyway.