Waive Your School's Insurance

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Welcome to the Waive Your School's Insurance Center!
This page is for those students who wish to opt-out (waive out) of the coverage under their school’s student insurance plan, and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
Submitting a waiver, is as easy as 1-2-3! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.
 

2015 - 2016 School Year

All University of the Sciences in Philadelphia undergraduate students registered for 6 or more credit hours and graduate students registered for 5 or more credit hours are required to purchase this insurance plan, unless proof of comparable coverage is furnished. All international F-1 Visa students are required to purchase this plan. F-1 Visa students are automatically enrolled in this insurance plan at registration “Drop/Add” Period and the premium for coverage is added to their tuition billing.

If this is you then, you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend the University of the Sciences, both to protect against unexpected high medical costs and provide access to quality care.
You must enroll or waive the school-sponsored insurance plan each academic year. It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.

You may waive coverage under this plan if you have health insurance that meets all of the University plan requirements and is approved by the University. You will need to provide information about your coverage in the waiver section.

Important: If you do not enroll or waive the insurance by the waiver deadline, you will be billed for and automatically enrolled into the University sponsored plan. If you do not enroll for or waive coverage by the designated deadline, you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline)
  • All enrollment or waiver selections must be completed by the deadline. 
  • The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide this documentation.
 
WAIVER DEADLINES:
  • Fall Waiver Deadline:  9/11/15
  • Spring Waiver Deadline:  1/29/16
  • Summer Waiver Deadline: (Summer is voluntary and you will not be automatically enrolled)
 
 
PLEASE NOTE: Once you have completed the waiver form, an email will automatically be sent to the email address you provided, notifying you of the waiver request decision. If you receive a:
  • Pending e-mail – Your waiver is pending until we can verify that your coverage is equivalent to the University-sponsored plan. You may be asked to submit a copy of your insurance member ID and summary of benefits. Please wait to be notified by the Insurance Coordinator.
  •  Approval e-mail – your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail – your waiver was denied. If you would like us to look this over or if you answered a question incorrectly,

 

please CONTACT US 

 


 

Open Enrollment Periods

IMPORTANT INFORMATION: Open Enrollment Periods for all Dependents and Students: If you have eligible Dependents in the fall or, are a student in the fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *September 11, 2015, your Dependents or you, will not be eligible to enroll again until the start of next fall unless you experience a “Qualifying Life Event” during the year.

 
*For new Dependents or new or renewing students in the spring semester, your open enrollment deadline is January 29, 2016.

 


Qualifying Life Event

If you did not enroll, or did not enroll your dependents (dependents of hard waiver or voluntary students) during your open enrollment period and have since lost coverage under your original plan, you or the dependents may qualify for a Qualifying Life Event, upon providing proof of involuntary loss of coverage and payment, within 30 days of losing coverage (example: marriage, divorce, loss of job, etc). The enrollment form, check or money order and the letter of creditable coverage, must be received within 30 days of losing coverage. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.

 
 
Please contact us at CONTACT US for cost and enrollment information as a Qualifying Life Event.

 

If you have any questions about the waiver process, please call 800-505-4160 or 
 
 We are always happy to help in any way.