Waive Your School's Insurance

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University of the Sciences is committed to insuring the academic success and overall health and wellness of our student body.  As such, undergraduate students registered for 6 or more credit hours and graduate students registered for 5 or more credit hours are required to carry health insurance coverage through either the University’s student health insurance plan or an alternative insurance health plan comparable in nature.  If you have health insurance through another provider, it must meet the stated minimum requirements to qualify for a waiver. If you do not have coverage through another provider that meets the minimum requirements, then you must enroll in the University’s student health insurance plan.  Once enrolled, the plan will be in effect for the entire academic year.

For complete information on the health insurance requirement www.usciences.edu/insurance

2015 - 2016 School Year

The University’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan. If you have health insurance through another provider, it must meet the stated minimum requirements to qualify for a waiver.  Prior to beginning the waiver process please check to make sure that your insurance meets the MINIMUM REQUIREMENTS.  


In order to complete the waiver, you will need the following:

  • Your USciences Student ID,
  • Your current health insurance plan ID card, and
  • Your health insurance brochure or plan description.





Once you have completed the waiver request form, a confirmation will automatically be sent to the email address you provided.  The confirmation email will notify you of the status of your waiver request, with either an approved or denied status.  If you receive a:

  • Pending e-mail – Your waiver is pending until we can verify that your coverage is equivalent to the University-sponsored plan. You may be asked to submit a copy of your insurance member ID and summary of benefits.  The status of your waiver will be updated in 5 to 7 business days and you will be contacted by email.
  • Approval e-mail – Your waiver was approved. You should print this e-mail and save it with your records.
  • Denial e-mail – Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please




Important: If you do not enroll or waive the insurance by the waiver deadline, you will be billed for and automatically enrolled into the University sponsored plan. If you do not enroll for or waive coverage by the designated deadline, you will be considered non-compliant. Once you are enrolled there are no cancellations or refunds. (Automatic enrollment will occur AFTER the waiver deadline).



  • Fall Waiver Deadline:  9/11/15
  • Spring Waiver Deadline:  1/29/16


Please Note: The University reserves the right to audit all waivers in order to ensure compliance with these requirements. Please be sure to retain a copy of your insurance policy as you may be asked to provide this documentation.



Open Enrollment Periods

IMPORTANT INFORMATION: Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *September 11, 2015, you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring semester, your open enrollment deadline is January 29, 2016.

Qualifying Life Event

If you did not enroll or did not enroll your dependents (dependents of hard waiver or voluntary students) during your open enrollment period and have since lost coverage under your original plan, you or the dependents may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage (example: marriage, divorce, loss of job, etc). The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage. After 30 days the student or dependents will no longer be eligible to enroll in the plan until Fall of the following school year. 

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.

 If you have any questions about the waiver process, please call 800-505-4160 or
We are always happy to help in any way.