Waive Your School's Insurance

Welcome to the Waive Your School's Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan, and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

Submitting a waiver, is as easy as 123! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.

Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2011-2012 school year without experiencing a “life change”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “life change”. After thirty days, you will no longer be eligible. Please click here to contact us for cost and more information.

Full Time Students

A HARD WAIVER STUDENT FOR YOUR SCHOOL IS:

All Full-Time Undergraduate Students taking 12 or more credit hours, All Full-Time Graduate Students taking 9 or more credit hours, or full-time students as defined by the students department. If this is you, then you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend Rutgers, The State University of New Jersey. You must complete an on-line waiver or enroll in the University’s policy.

If you do not enroll in or waive the student health insurance by August 15, 2011 the premium will be put on your term bill. Further if you do not enroll or waive by August 30, 2011 you will be charged for the student health insurance.

Annual/Fall Waiver Deadline: 9/30/11
Spring/Summer Waiver Deadline: 2/3/12 (For new incoming students)

After you verify that you are a hard waiver student and have other insurance, here’s what you will need:

Your current health insurance plan ID card;
Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions.) There might be a few questions about your current plan.

Once you have completed the waiver form, an email will automatically be sent to the email address you provided, notifying you of the waiver request decision. If you receive a:

Approval e-mail – your waiver was approved. You should print this e-mail and save it with your records.
Denial e-mail – your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please click contact us and we will get back to you right away.

CLICK HERE to begin the waiver process.

International Students

All International students on Rutgers University F or J visa sponsorship are automatically enrolled in this insurance Plan at registration unless proof of comparable coverage is provided. Please contact the Center for International Faculty and Student Services to request an exemption from this insurance Plan.

If you have any questions about the waiver process, please call 800-505-4160 or click here to contact us by e-mail. We are always happy to help in anyway.