Waive Your School's Insurance

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Welcome to the Waive Your School's Insurance Center!

This page is for those students who wish to opt-out (waive out) of the coverage under their school’s student insurance plan and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

Submitting a waiver is as easy as 1-2-3! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.

2015 - 2016 School Year

A hard waiver student for your school is:
All Full-time Undergraduate students (taking 12 or more credit hours) and Full -time Graduate students (taking 9 or more credit hours) and all International Students and Students taking internships with fieldwork experience of 25 or more hours per week.
  If this is you, then you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend Kean University.  You must complete an on-line waiver or enroll in the University’s policy, by:

  • Fall Waiver Deadline: 9/30/15
  • Spring Waiver Deadline: 2/28/16
Once submitted, a confirmation email is sent to your Kean email account immediately.  Please note that it is your responsibility to save and print a copy of this email as proof of having had submitted the insurance information.  If you have not received or do not receive an email then you did not complete the entire waiver and need to resubmit it.

For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)

Open Enrollment Periods

IMPORTANT INFORMATION: Open Enrollment Periods for all Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 30, 2015, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new or renewing students in the Spring semester, your open enrollment deadline is February 28, 2016.

Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event, upon providing proof of involuntary loss of coverage and payment, within 30 days of losing coverage (example: marriage, divorce, loss of job, etc). The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage. After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.

If you have any questions about the waiver process, please call 800-505-4160 or

 We are always happy to help in any way.